Restricted Jurisdictions Policy
RESTRICTED JURISDICTIONS POLICY
LiquidityOne
Last updated: 06.07.2026
Article 1 -- Overview and Scope
This Restricted Jurisdictions Policy (“Policy”) outlines the geographic restrictions applicable to the provision of services by LiquidityOne, a crypto-asset service provider operating in accordance with applicable Swiss financial market legislation, including the Federal Act on Financial Services (FinSA / FIDLEG) and applicable guidelines and ordinances of the Swiss Financial Market Supervisory Authority (FINMA).
Access to and use of our Services may be fully or partially restricted for certain countries, territories, or categories of users due to legal, regulatory, or risk management considerations. This Policy describes the measures we implement to enforce such restrictions.
Article 2 -- Regulatory and Legal Framework
LiquidityOne operates in compliance with applicable Swiss legislation, the recommendations of the Financial Action Task Force (FATF), relevant international sanctions frameworks, and its internal risk- based compliance standards. Our compliance framework draws on the following:
2. Cookie Types and Their Functions
LiquidityOne operates in compliance with applicable Swiss legislation, the recommendations of the Financial Action Task Force (FATF), relevant international sanctions frameworks, and its internal risk- based compliance standards. Our compliance framework draws on the following:
- The Federal Act on Combating Money Laundering and Terrorist Financing (AMLA / GwG) and applicable FINMA ordinances;
- The Federal Act on Financial Services (FinSA / FIDLEG) and related implementing provisions;
- Applicable Swiss and international sanctions legislation;
- FATF Recommendations and associated guidance on high-risk jurisdictions;
- Internal risk appetite and compliance policies of LiquidityOne.
Article 3 -- Criteria for Geographic Restrictions
LiquidityOne’s Services are intended solely for Clients resident in jurisdictions where the offering of crypto-asset services is legally authorized and permitted. We do not intentionally establish or maintain business relationships with individuals or legal entities located in countries where:
1. The provision of crypto-asset services is prohibited, restricted, or otherwise unlawful;
2. Applicable sanctions frameworks restrict or prohibit financial transactions, commercial dealings, or cooperation;
3. The jurisdiction presents an elevated regulatory or AML/CFT risk that exceeds LiquidityOne’s defined risk tolerance;
4. LiquidityOne is unable to adequately discharge its compliance, due diligence, monitoring, or reporting obligations;
5. The local financial system fails to meet internationally recognized standards, including those reflected in the Swiss AMLA (GwG), FINMA regulations, and FATF recommendations.
To ensure adherence to these requirements, LiquidityOne may implement a range of compliance and technical controls, including IP-based geo-restrictions, location verification mechanisms, limitations on certain payment methods, enhanced identity and document verification procedures, and continuous monitoring of transactional and behavioral patterns.
Article 4 -- Restricted Jurisdictions
The countries listed below are classified as prohibited based on LiquidityOne’s internal risk assessment, sanctions exposure, and defined risk appetite. Certain jurisdictions may be classified as prohibited despite not being subject to comprehensive international sanctions.
The list does not represent an exhaustive FATF high-risk jurisdiction list and is applied in line with LiquidityOne’s risk appetite. Geopolitical conditions, sanctions regimes, and regulatory frameworks evolve continuously. LiquidityOne continually reassesses the list of permitted and restricted jurisdictions.
1) Afghanistan
2) Algeria
3) Angola
4) Bolivia
5) Bulgaria
6) Burundi
7) Burkina Faso
8) Cameroon
9) Central African Republic
10) Congo DR
11) Crimea/Sebastopol
12) Cuba
13) Federal Republic of Somalia
14) Gaza Strip
15) Guinea
16) Haiti
17) Kenya
18) Iran
19) Iraq
20) Lebanon
21) Libya
22) Mali
23) Moldova
24) Monaco
25) Myanmar
26) Namibia
27) Nepal
28) North Korea
29) Pakistan
30) Palestinian Territory
31) Republic of Belarus
32) Russia
33) South Sudan
34) State of Eritrea
35) Sudan
36) Syrian Arab Republic
37) Ukraine (occupied territories)
38) United Kingdom
39) Venezuela
40) Vietnam
41) Virgin Islands
42) Yemen
Article 5 -- Location Verification and Due Diligence
To ensure compliance with this Policy, LiquidityOne may determine and verify a user’s geographic location using a combination of technical and due diligence measures, including:
1. Analysis of IP address data and application of geo-restriction controls;
2. Verification of identification documents, including proof of residence, citizenship, or national identity;
3. Review of payment instruments and associated jurisdictional indicators;
4. Assessment of device-based location signals where available;
5. Evaluation of blockchain activity or transaction patterns that may indicate connections to restricted or prohibited territories.
Where discrepancies arise during the verification process — for example where identification documents indicate residence in one jurisdiction but system access repeatedly originates from a sanctioned or high-risk country — LiquidityOne reserves the right to request additional documentation or clarification, temporarily restrict account functionality, suspend the account, or terminate the business relationship, as appropriate under applicable Swiss law and internal compliance procedures.
Article 6 -- Prohibited Conduct and Circumvention
Clients are expressly prohibited from:
1. Using virtual private networks (VPNs), proxy servers, Tor networks, or any other technologies designed to conceal, manipulate, or misrepresent their true geographic location;
2. Submitting false, inaccurate, or misleading documentation regarding their place of residence;
3. Attempting to access or use our Services from a restricted jurisdiction by circumventing technical or compliance controls.
Where LiquidityOne identifies or has reasonable grounds to suspect such prohibited conduct, it reserves the right to take appropriate corrective measures, including temporary suspension or permanent termination of the account, restriction or blocking of transactions (including pending withdrawals where legally permissible), imposition of enhanced due diligence or additional verification requirements, and, where mandated by applicable Swiss law or regulatory obligations, reporting of the relevant activity to FINMA, competent law enforcement authorities, or other relevant bodies.
Article 7 -- Client Obligations
Clients are required to:
1. Provide complete, accurate, and truthful information regarding their identity, residency, and location;
2. Promptly notify LiquidityOne of any change in residency or other relevant circumstances;
3. Ensure that their use of the Services complies with the laws and regulations applicable in their jurisdiction;
4. Refrain from attempting to bypass geo-restrictions or compliance safeguards implemented by LiquidityOne.
Article 8 -- Enforcement and Consequences
Non-compliance with the obligations set out in this Policy may result in:
- Account suspension or permanent termination;
- Regulatory reporting to FINMA or other competent authorities where applicable under Swiss law;
- A permanent restriction on access to LiquidityOne’s Services.
LiquidityOne reserves the right to update this Policy at any time in response to changes in the applicable legal and regulatory environment, shifts in geopolitical conditions, or revisions to its internal risk appetite and compliance standards. The current version of this Policy will always be available on our website.